We have a maximum lending rate of 14.25% for new vehicles and 14.95% for used vehicles. Rates vary depending on many factors including the amount of lending, the term of the loan, the level of deposit or equity in the loan, customer credit history and customer risk profile.
Standard Contracts / Terms and Conditions
Please click on the below links to Marac’s standard form contracts and the related terms and conditions.
- What you should do if your contact details change.
- How to make a complaint.
- What dispute resolution schemes Alphera belong to, and how you can access them.
- How you can apply for unforeseen hardship relief.
- What happens if you default under the agreement, including, if relevant, repossession.